CIBIL Credit Report PDF

POST

CIBIL Credit Report PDF API — The same TransUnion CIBIL enquiry as the CIBIL Credit Report API, returning the CIBIL score and a download URL for the official credit report as a PDF. The URL is served by Way2API, is tied to the order_id of the enquiry that produced it and carries its own signature, so it opens straight in a browser, an e-mail or your own app and needs no API key. Add ?download=1 to force a file download instead of opening it inline. Treat the link itself as the credential: anyone holding it can read the report, so share it only with the person it belongs to. The download is free — the enquiry is what is charged — and the link stays valid for 7 days after the enquiry, after which the stored copy is deleted. Requires the individual's explicit consent. Ideal for loan files, credit committee packs, customer copies and audit retention. Use the CIBIL Credit Report API instead when you need to read the report programmatically.

Coverage: India
Real-time business lookup
Structured JSON response
POST request with Bearer auth

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Endpoint

POST

https://app.way2api.com/api/v1/credit-report-cibil/fetch-report-pdf

Content-Type: application/json
Authorization: Bearer YOUR_API_KEY

Request Parameters

Parameter	Type	Required	Description
`name`	string	Yes	Full name of the individual as it appears on their PAN. 2 to 100 characters.
`mobile`	string	Yes	10-digit Indian mobile number of the individual, starting 6-9. Ideally the number registered with their lenders.
`pan`	string	Yes	10-character PAN of the individual, e.g. ABCDE1234F. Case-insensitive.
`gender`	string	Yes	Gender of the individual: "male", "female" or "transgender". Case-insensitive; "M", "F" and "T" are also accepted.
`consent`	string	Yes	Must be "Y". A credit bureau enquiry is only lawful with the individual's explicit consent, and you must have obtained and retained it.

Request Example

<?php $ch = curl_init(); curl_setopt_array($ch, [ CURLOPT_URL => "https://app.way2api.com/api/v1/credit-report-cibil/fetch-report-pdf", CURLOPT_RETURNTRANSFER => true, CURLOPT_POST => true, CURLOPT_HTTPHEADER => [ "Authorization: Bearer YOUR_API_KEY", "Content-Type: application/json" ], CURLOPT_POSTFIELDS => json_encode([ "name" => "Ananya Sharma", "mobile" => "9876543210", "pan" => "ABCDE1234F", "gender" => "female", "consent" => "Y" ]) ]); $response = curl_exec($ch); $httpCode = curl_getinfo($ch, CURLINFO_HTTP_CODE); curl_close($ch); $data = json_decode($response, true); print_r($data);

curl -X POST https://app.way2api.com/api/v1/credit-report-cibil/fetch-report-pdf \ -H "Authorization: Bearer YOUR_API_KEY" \ -H "Content-Type: application/json" \ -d '{"name":"Ananya Sharma","mobile":"9876543210","pan":"ABCDE1234F","gender":"female","consent":"Y"}'

$.ajax({ url: "https://app.way2api.com/api/v1/credit-report-cibil/fetch-report-pdf", type: "POST", contentType: "application/json", headers: { "Authorization": "Bearer YOUR_API_KEY" }, data: JSON.stringify({ "name": "Ananya Sharma", "mobile": "9876543210", "pan": "ABCDE1234F", "gender": "female", "consent": "Y" }), success: function(data) { console.log(data); }, error: function(xhr) { console.error(xhr.responseJSON); } });

const { data } = await axios.post( "https://app.way2api.com/api/v1/credit-report-cibil/fetch-report-pdf", {"name":"Ananya Sharma","mobile":"9876543210","pan":"ABCDE1234F","gender":"female","consent":"Y"}, { headers: { "Authorization": "Bearer YOUR_API_KEY" } } ); console.log(data);

import requests response = requests.post( "https://app.way2api.com/api/v1/credit-report-cibil/fetch-report-pdf", headers={ "Authorization": "Bearer YOUR_API_KEY", "Content-Type": "application/json" }, json={ "name": "Ananya Sharma", "mobile": "9876543210", "pan": "ABCDE1234F", "gender": "female", "consent": "Y" } ) print(response.status_code) print(response.json())

Response Example

200 OK Success Response

{
    "success": true,
    "message": "",
    "data": {
        "order_id": "W2A1739512345abcdef01",
        "result": {
            "name": "ANANYA SHARMA",
            "mobile": "9876543210",
            "pan": "ABCDE1234F",
            "credit_score": 762,
            "report_url": "https://way2api.com/api/v1/credit-report-cibil/report/W2A1739512345abcdef01/3f1c9a7d54e0b28c6a4d19f7be03c5d281af6e94"
        }
    }
}

4xx Error Response

{
    "success": false,
    "message": "No credit records were found for the details provided.",
    "data": {
        "order_id": "W2A1739512345abcdef01",
        "error_code": "no_record"
    }
}

Common Response Codes

Code	Meaning
200	OK — Request successful
400	Bad Request — Missing or invalid parameters
401	Unauthorized — Invalid or missing API key
429	Too Many Requests — Rate limit exceeded
500	Server Error — Try again later

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CIBIL Credit Report PDF