Business API

Credit Report PDF

Fetch the credit report as a downloadable PDF for an individual using their Aadhaar or PAN number.

Credit Report PDF
POST

Credit Report PDF API — Fetch the credit report as a downloadable PDF for an individual using their Aadhaar or PAN number. Returns the credit score and a PDF download link for the full credit report. Useful for lending workflows, KYC, creditworthiness assessments, and financial compliance. Consent is automatically set to "Y".

  • Coverage: India
  • Real-time business lookup
  • Structured JSON response
  • POST request with Bearer auth
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Endpoint
POST
https://app.way2api.com/api/v1/credit-report/pdf

Content-Type: application/json
Authorization: Bearer YOUR_API_KEY

Request Parameters
Parameter Type Required Description
name string Yes Full name of the individual.
number string Yes 12-digit Aadhaar number or 10-character PAN (based on fetch_by).
fetch_by string Yes Type of ID document: "aadhaar" or "pan".
mobile string Yes 10-digit mobile number of the individual.
Request Example
<?php $ch = curl_init(); curl_setopt_array($ch, [ CURLOPT_URL => "https://app.way2api.com/api/v1/credit-report/pdf", CURLOPT_RETURNTRANSFER => true, CURLOPT_POST => true, CURLOPT_HTTPHEADER => [ "Authorization: Bearer YOUR_API_KEY", "Content-Type: application/json" ], CURLOPT_POSTFIELDS => json_encode([ "name" => "Rajesh Kumar", "mobile" => "9876543210", "number" => "123456789012", "fetch_by" => "aadhaar" ]) ]); $response = curl_exec($ch); $httpCode = curl_getinfo($ch, CURLINFO_HTTP_CODE); curl_close($ch); $data = json_decode($response, true); print_r($data);
const response = await fetch("https://app.way2api.com/api/v1/credit-report/pdf", { method: "POST", headers: { "Authorization": "Bearer YOUR_API_KEY", "Content-Type": "application/json" }, body: JSON.stringify({ "name": "Rajesh Kumar", "mobile": "9876543210", "number": "123456789012", "fetch_by": "aadhaar" }) }); if (!response.ok) { throw new Error(`HTTP error: ${response.status}`); } const data = await response.json(); console.log(data);
curl -X POST https://app.way2api.com/api/v1/credit-report/pdf \ -H "Authorization: Bearer YOUR_API_KEY" \ -H "Content-Type: application/json" \ -d '{\"name\":\"Rajesh Kumar\",\"mobile\":\"9876543210\",\"number\":\"123456789012\",\"fetch_by\":\"aadhaar\"}'
$.ajax({ url: "https://app.way2api.com/api/v1/credit-report/pdf", type: "POST", contentType: "application/json", headers: { "Authorization": "Bearer YOUR_API_KEY" }, data: JSON.stringify({ "name": "Rajesh Kumar", "mobile": "9876543210", "number": "123456789012", "fetch_by": "aadhaar" }), success: function(data) { console.log(data); }, error: function(xhr) { console.error(xhr.responseJSON); } });
const { data } = await axios.post( "https://app.way2api.com/api/v1/credit-report/pdf", {"name":"Rajesh Kumar","mobile":"9876543210","number":"123456789012","fetch_by":"aadhaar"}, { headers: { "Authorization": "Bearer YOUR_API_KEY" } } ); console.log(data);
import requests response = requests.post( "https://app.way2api.com/api/v1/credit-report/pdf", headers={ "Authorization": "Bearer YOUR_API_KEY", "Content-Type": "application/json" }, json={ "name": "Rajesh Kumar", "mobile": "9876543210", "number": "123456789012", "fetch_by": "aadhaar" } ) print(response.status_code) print(response.json())
Response Example
200 OK Success Response 
{
    "success": true,
    "message": "",
    "data": {
        "order_id": "W2A1739512345abcdef01",
        "result": {
            "number": "123456789012",
            "fetch_by": "aadhaar",
            "mobile": "9876543210",
            "name": "Rajesh Kumar",
            "credit_score": "750",
            "credit_report": [],
            "credit_report_link": "https://example.com/credit-report.pdf"
        }
    }
}
4xx Error Response 
{
    "success": false,
    "message": "Verification Failed.",
    "data": {
        "order_id": "W2A1739512345abcdef01",
        "result": {
            "number": "123456789012",
            "fetch_by": "aadhaar",
            "mobile": "9876543210",
            "name": "Rajesh Kumar",
            "credit_score": "",
            "credit_report": [],
            "credit_report_link": ""
        }
    }
}
Common Response Codes
Code Meaning
200 OK — Request successful
400 Bad Request — Missing or invalid parameters
401 Unauthorized — Invalid or missing API key
429 Too Many Requests — Rate limit exceeded
500 Server Error — Try again later
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